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1. WO2006092918 - ELECTRONIC MONEY SYSTEM, INFORMATION STORAGE MEDIUM, AND MOBILE TERMINAL DEVICE

Publication Number WO/2006/092918
Publication Date 08.09.2006
International Application No. PCT/JP2006/301412
International Filing Date 30.01.2006
IPC
G06Q 10/00 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
10Administration; Management
G06Q 20/00 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
G06Q 20/06 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
04Payment circuits
06Private payment circuits, e.g. involving electronic currency used only among participants of a common payment scheme
G06Q 20/32 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
32using wireless devices
G06Q 20/40 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
G06Q 20/42 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
42Confirmation, e.g. check or permission by the legal debtor of payment
CPC
G06Q 20/341
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
34using cards, e.g. integrated circuit [IC] cards or magnetic cards
341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
G06Q 30/06
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
30Commerce, e.g. shopping or e-commerce
06Buying, selling or leasing transactions
G07F 7/0866
GPHYSICS
07CHECKING-DEVICES
FCOIN-FREED OR LIKE APPARATUS
7Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
08by coded identity card or credit card ; or other personal identification means
0866by active credit-cards adapted therefor
G07F 7/0873
GPHYSICS
07CHECKING-DEVICES
FCOIN-FREED OR LIKE APPARATUS
7Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
08by coded identity card or credit card ; or other personal identification means
0873Details of the card reader
G07F 7/0886
GPHYSICS
07CHECKING-DEVICES
FCOIN-FREED OR LIKE APPARATUS
7Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
08by coded identity card or credit card ; or other personal identification means
0873Details of the card reader
088the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
0886the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
G07F 7/1008
GPHYSICS
07CHECKING-DEVICES
FCOIN-FREED OR LIKE APPARATUS
7Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
08by coded identity card or credit card ; or other personal identification means
10together with a coded signal ; , e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
Applicants
  • シャープ株式会社 SHARP KABUSHIKI KAISHA [JP]/[JP] (AllExceptUS)
  • 藤本 正雄 FUJIMOTO, Masao (UsOnly)
Inventors
  • 藤本 正雄 FUJIMOTO, Masao
Agents
  • 高野 明近 TAKANO, Akichika
Priority Data
2005-05906303.03.2005JP
Publication Language Japanese (JA)
Filing Language Japanese (JA)
Designated States
Title
(EN) ELECTRONIC MONEY SYSTEM, INFORMATION STORAGE MEDIUM, AND MOBILE TERMINAL DEVICE
(FR) SYSTÈME D’ARGENT ÉLECTRONIQUE, SUPPORT DE STOCKAGE D’INFORMATIONS ET DISPOSITIF TERMINAL MOBILE
(JA) 電子マネーシステム、情報記憶媒体、及び携帯端末装置
Abstract
(EN)
Provided is a mobile terminal device, in which an information storage medium having an electronic money function is removably mounted. An authentication is performed between the information storage medium and the mobile terminal device so that the electronic money function of the information storage medium can be executed in case the authentication is affirmed. The information storage medium (30) stores electronic money information, and includes a nonvolatile memory (33) registered with at least one mobile terminal device, an interface (31) to be connected with the mobile terminal device, and an electronic money control unit (32). This electronic money control unit (32) authenticates whether or not the mobile terminal device connected with the interface (31) is one registered in the nonvolatile memory (33), and permits the mobile terminal device having succeeded in the authentication, an access to the electronic money information. The information storage medium (30) permits, when it permits the mobile terminal device connected with the interface (31) the access to the electronic money information, the connection with an external antenna for transmitting/receiving the electronic money information.
(FR)
L’invention concerne un dispositif terminal mobile dans lequel est monté de façon amovible un support de stockage d’informations ayant une fonction d’argent électronique. Une authentification est réalisée entre le support de stockage d’informations et le dispositif terminal mobile de façon à ce que la fonction d’argent électronique du support de stockage d’informations puisse être exécutée lorsque l’authentification est réussie. Le support de stockage d’informations (30) stocke des informations d’argent électronique et comprend une mémoire non volatile (33) dans laquelle est inscrit au moins un dispositif terminal mobile, une interface (31) à raccorder au dispositif terminal mobile et une unité de contrôle d’argent électronique (32). Cette unité de contrôle d’argent électronique (32) authentifie ou non le dispositif terminal mobile raccordé à l’interface (31) comme étant inscrit dans la mémoire non volatile (33) et autorise le dispositif terminal mobile ayant réussi l’authentification à accéder aux informations sur l’argent électronique. Le support de stockage d’informations (30) permet, lorsqu’il autorise le dispositif terminal mobile raccordé à l’interface (31) à accéder aux informations sur l’argent électronique, la connexion avec une antenne externe pour l’émission/réception d’informations sur l’argent électronique.
(JA)
 電子マネー機能を備える情報記憶媒体を着脱可能に装着する携帯端末装置において、情報記憶媒体と携帯端末装置間で認証を行い、認証された場合に情報記憶媒体の電子マネー機能を実行できるようにする。  情報記憶媒体30は、電子マネー情報を記憶すると共に、少なくとも1つの携帯端末装置を登録した不揮発性メモリ33と、携帯端末装置に接続するインターフェース31と、電子マネー制御部32とを備える。電子マネー制御部32は、インターフェース31に接続された携帯端末装置が不揮発性メモリ33に登録されている携帯端末装置であるかどうかを認証し、認証に成功した携帯端末装置に電子マネー情報へのアクセスを許可する。情報記憶媒体30は、インターフェース31に接続された携帯端末装置に対して電子マネー情報へのアクセスを許可したときに、電子マネー情報を送受信するための外部アンテナの接続を許可する。
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