WIPO logo
Mobile | Deutsch | Español | Français | 日本語 | 한국어 | Português | Русский | 中文 | العربية |
PATENTSCOPE

Search International and National Patent Collections
World Intellectual Property Organization
Search
 
Browse
 
Translate
 
Options
 
News
 
Login
 
Help
 
Machine translation
1. (WO2006086526) PRE-PAID ACTIVATION AND REPLENISHMENT ON A POINT-OF-SALE DEVICE
Latest bibliographic data on file with the International Bureau   

Pub. No.:    WO/2006/086526    International Application No.:    PCT/US2006/004529
Publication Date: 17.08.2006 International Filing Date: 08.02.2006
IPC:
G06K 15/00 (2006.01), G06Q 40/00 (2006.01)
Applicants: FIRST DATA CORPORATION [US/US]; 12500 East Belford Avenue, Suite M21a2, Englewood, Colorado 80112-5939 (US) (For All Designated States Except US).
CAVEN, Howard [US/US]; (US) (For US Only).
PETERSON, Matthew [US/US]; (US) (For US Only).
BLANKSTROM, Diane [US/US]; (US) (For US Only).
SMITH, David, W. [US/US]; (US) (For US Only)
Inventors: CAVEN, Howard; (US).
PETERSON, Matthew; (US).
BLANKSTROM, Diane; (US).
SMITH, David, W.; (US)
Agent: DELANEY, Karoline, A.; Knobbe, Martens, Olson & Bear, Llp, 2040 Main Street, 14th Floor, Irvine, California 92614 (US)
Priority Data:
11/054,348 09.02.2005 US
Title (EN) PRE-PAID ACTIVATION AND REPLENISHMENT ON A POINT-OF-SALE DEVICE
(FR) ACTIVATION PREPAYEE ET REAPPROVISIONNEMENT SUR UN DISPOSITIF DE POINT DE VENTE
Abstract: front page image
(EN)A system and method for processing prepaid financial transactions. The system and method describe the utilization of one or more remote terminals (104) that are adapted to acquire transaction information from a user and transmit a first signal indicative of the transaction information. The remote terminal is further adapted to receive a second signal indicative of authorizing information that is delivered to the user. In addition, an authorizing host (108) is adapted to receive the first signal transmitted by the one or more remote terminals. In one aspect, the authorizing host routes the first signal including the transaction information to an exchange host (156) for approval of the financial transaction, and the exchange host (156) transmits the second signal including the authorizing information to the remote terminal (104) via the authorizing host (108).
(FR)L'invention concerne un système et un procédé destinés à traiter des transactions financières prépayées. Le système et le procédé décrivent l'utilisation d'un ou plusieurs terminaux à distance (104) conçus de manière à acquérir des informations de transaction à partir d'un utilisateur et à transmettre un premier signal indicateur de ces informations de transaction. Le terminal à distance est en outre conçu de manière à recevoir un second signal indicateur d'informations d'autorisation délivrée à l'utilisateur. En outre, un hôte d'autorisation (108) est conçu de manière à recevoir la premier signal transmis par un ou plusieurs terminaux à distance. Dans l'un de ses aspects, l'invention concerne un hôte d'autorisation acheminant le premier signal comprenant les informations de transaction vers un hôte d'échange (156) pour approbation de la transaction financière, et l'hôte d'échange (156) transmet le second signal contenant des informations d'autorisation au terminal à distance (104) via l'hôte d'autorisation (108).
Designated States: AE, AG, AL, AM, AT, AU, AZ, BA, BB, BG, BR, BW, BY, BZ, CA, CH, CN, CO, CR, CU, CZ, DE, DK, DM, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, HR, HU, ID, IL, IN, IS, JP, KE, KG, KM, KN, KP, KR, KZ, LC, LK, LR, LS, LT, LU, LV, LY, MA, MD, MG, MK, MN, MW, MX, MZ, NA, NG, NI, NO, NZ, OM, PG, PH, PL, PT, RO, RU, SC, SD, SE, SG, SK, SL, SM, SY, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, YU, ZA, ZM, ZW.
African Regional Intellectual Property Organization (BW, GH, GM, KE, LS, MW, MZ, NA, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HU, IE, IS, IT, LT, LU, LV, MC, NL, PL, PT, RO, SE, SI, SK, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG).
Publication Language: English (EN)
Filing Language: English (EN)