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Machine translation
1. (WO2005119608) SYSTEM AND METHOD FOR SECURING FINANCIAL TRANSACTIONS
Latest bibliographic data on file with the International Bureau   

Pub. No.:    WO/2005/119608    International Application No.:    PCT/US2005/022993
Publication Date: 15.12.2005 International Filing Date: 03.06.2005
IPC:
G07F 19/00 (2006.01), G07F 7/10 (2006.01)
Applicants: TYFONE, INC. [US/US]; 1490 Clifton Street, Portland, OR 97201 (US) (For All Designated States Except US).
SPITZER, Thomas, N. [US/US]; (US) (For US Only).
TADEPALLI, Prabhakar [US/IN]; (IN) (For US Only).
NARENDRA, Siva, G. [IN/US]; (US) (For US Only)
Inventors: SPITZER, Thomas, N.; (US).
TADEPALLI, Prabhakar; (IN).
NARENDRA, Siva, G.; (US)
Agent: LEMOINE, Dana, B.; LeMoine Patent Services, PLLC, c/o Portfolio IP, P.O. Box 52050, Minneapolis, MN 55402 (US)
Priority Data:
60/576,894 03.06.2004 US
Title (EN) SYSTEM AND METHOD FOR SECURING FINANCIAL TRANSACTIONS
(FR) SYSTEME ET PROCEDE DE SECURISATION DE TRANSACTIONS FINANCIERES
Abstract: front page image
(EN)A financial transaction system utilizes multi-factor authentication to secure financial transactions. The system comprises a portable transaction device (e.g. a wireless phone) which is used to program the magnetically or electronically reprogrammable stripe of a magnetic stripe card or the memory of a smart card. A single-use account number may be used to program the card. The device provides a biometric authentication and secondary authentication using a secondary wireless device.
(FR)L'invention concerne un système de transaction financière qui utilise une authentification à plusieurs facteurs pour sécuriser des transactions financières. Le système comprend un dispositif de transaction portable (par exemple un téléphone sans fil) servant à programmer magnétiquement ou électroniquement la bande reprogrammable d'une carte à bande magnétique ou la mémoire d'une carte à puce. On peut utiliser un numéro de compte à usage unique pour programmer la carte. Le dispositif fournit une authentification biométrique et une authentification auxiliaire au moyen d'un dispositif sans fil auxiliaire.
Designated States: AE, AG, AL, AM, AT, AU, AZ, BA, BB, BG, BR, BW, BY, BZ, CA, CH, CN, CO, CR, CU, CZ, DE, DK, DM, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, HR, HU, ID, IL, IN, IS, JP, KE, KG, KM, KP, KR, KZ, LC, LK, LR, LS, LT, LU, LV, MA, MD, MG, MK, MN, MW, MX, MZ, NA, NG, NI, NO, NZ, OM, PG, PH, PL, PT, RO, RU, SC, SD, SE, SG, SK, SL, SM, SY, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, YU, ZA, ZM, ZW.
African Regional Intellectual Property Organization (BW, GH, GM, KE, LS, MW, MZ, NA, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HU, IE, IS, IT, LT, LU, MC, NL, PL, PT, RO, SE, SI, SK, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG).
Publication Language: English (EN)
Filing Language: English (EN)