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1. (WO2003088165) PAYMENT TERMINAL DEVICE FOR PAYMENT DATA EXCHANGE
Latest bibliographic data on file with the International Bureau   

Pub. No.: WO/2003/088165 International Application No.: PCT/IB2002/001223
Publication Date: 23.10.2003 International Filing Date: 16.04.2002
Chapter 2 Demand Filed: 16.09.2003
IPC:
G07G 1/12 (2006.01) ,G06Q 20/00 (2012.01) ,G07F 19/00 (2006.01) ,G07F 7/02 (2006.01) ,G07G 1/14 (2006.01) ,H04B 7/26 (2006.01) ,H04M 11/00 (2006.01)
G PHYSICS
07
CHECKING-DEVICES
G
REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
1
Cash registers
12
electronically operated
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
G PHYSICS
07
CHECKING-DEVICES
F
COIN-FREED OR LIKE APPARATUS
19
Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
G PHYSICS
07
CHECKING-DEVICES
F
COIN-FREED OR LIKE APPARATUS
7
Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
02
by keys or other credit registering devices
G PHYSICS
07
CHECKING-DEVICES
G
REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
1
Cash registers
12
electronically operated
14
Systems including one or more distant stations co-operating with a central processing unit
H ELECTRICITY
04
ELECTRIC COMMUNICATION TECHNIQUE
B
TRANSMISSION
7
Radio transmission systems, i.e. using radiation field
24
for communication between two or more posts
26
at least one of which is mobile
H ELECTRICITY
04
ELECTRIC COMMUNICATION TECHNIQUE
M
TELEPHONIC COMMUNICATION
11
Telephonic communication systems specially adapted for combination with other electrical systems
Applicants:
PAVLIC, Bogdan [SI/SI]; SI (UsOnly)
TERPIN, Matjaz [SI/SI]; SI (UsOnly)
POLUTNIK, Aleksander [SI/SI]; SI (UsOnly)
ULTRA PROIZVODNJA ELEKTRONSKIH NAPRAV D.O.O. [SI/SI]; Cesta Otona Zupanica 23a 1410 Zagorje, SI (AllExceptUS)
Inventors:
PAVLIC, Bogdan; SI
TERPIN, Matjaz; SI
POLUTNIK, Aleksander; SI
Agent:
KURIG, Thomas; Becker, Kurig, Straus Bavariastrasse 7 80336 München, DE
Priority Data:
Title (EN) PAYMENT TERMINAL DEVICE FOR PAYMENT DATA EXCHANGE
(FR) TERMINAL DE PAIEMENT POUR ECHANGE DE DONNEES DE PAIEMENT
Abstract:
(EN) Disclosed is a terminal device (10) for payment data exchange comprising interfaces for coupling to a point of sale devices (26), to a mobile phone (14), and to a payment centre (1). The payment data exchange is performed on two different ways. In a first way from the payment terminal device (10) via the mobile phone (14) and the mobile voice network (5) to the authorisation centre (1) or, vice versa, from the payment centre (1) via the mobile voice network (5) and the mobile phone (14) to the payment terminal device (10), wherein the payment data are transferred between the payment terminal device (10) and the mobile phone (14) on voice information. On the second way the data are transferred directly from the terminal device (10) via e.g. the network (5) to the authorisation centre (1) and, vice versa, from the payment centre (1) via the network (5) to the payment terminal device (10).
(FR) L'invention concerne un terminal (10) d'échange de données de paiement, lequel terminal comprend des interfaces conçues pour permettre le raccordement à des dispositifs de point de vente (26), à un téléphone mobile (14), et à un centre de paiement (1). L'échange de données de paiement est exécuté de deux façons différentes. Dans un premier mode de réalisation, l'échange de données de paiement s'effectue depuis le terminal de paiement (10) via le téléphone mobile (14) et le réseau de téléphonie mobile (5) vers le centre d'autorisation (1) ou, vice versa, depuis le centre de paiement (1) via le réseau de téléphonie mobile (5) et le téléphone mobile (14) vers le terminal de paiement (10). Les données de paiement sont transférées entre le terminal de paiement (10) et le téléphone mobile (14) sur des informations vocales. Dans le second mode de réalisation, les données sont transférées directement depuis le terminal de paiement (10) via, par exemple, le réseau (5) vers le centre d'autorisation (1) et, vice versa, depuis le centre de paiement (1) via le réseau (5) vers le terminal de paiement (10).
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Designated States: AE, AG, AL, AM, AT, AU, AZ, BA, BB, BG, BR, BY, BZ, CA, CH, CN, CO, CR, CU, CZ, DE, DK, DM, DZ, EC, EE, ES, FI, GB, GD, GE, GH, GM, HR, HU, ID, IL, IN, IS, JP, KE, KG, KP, KR, KZ, LC, LK, LR, LS, LT, LU, LV, MA, MD, MG, MK, MN, MW, MX, MZ, NO, NZ, OM, PH, PL, PT, RO, RU, SD, SE, SG, SI, SK, SL, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VN, YU, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (GH, GM, KE, LS, MW, MZ, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (EPO) (AT, BE, CH, CY, DE, DK, ES, FI, FR, GB, GR, IE, IT, LU, MC, NL, PT, SE, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)