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Machine translation
1. (WO2003058388) PROCESS FOR DETERMINING A CONFIDENCE FACTOR FOR INSURANCE UNDERWRITING SUITABLE FOR USE BY AN AUTOMATED SYSTEM
Latest bibliographic data on file with the International Bureau   

Pub. No.:    WO/2003/058388    International Application No.:    PCT/US2002/040462
Publication Date: 17.07.2003 International Filing Date: 16.12.2002
IPC:
G06Q 10/06 (2012.01), G06Q 10/10 (2012.01)
Applicants: GE FINANCIAL ASSURANCE HOLDINGS, INC. (a Richmond corporation) [US/US]; 6604 West Broad Street, Richmond, VI 23230 (US)
Inventors: BONISSONE, Piero, Patrone; (US).
CHEETHAM, William, Estel; (US)
Agent: HAYDEN, Scott; General Electric Company, 3135 Easton Turnpike (W3C), Fairfield, CT 06828 (US)
Priority Data:
60/343,249 31.12.2001 US
60/343,177 31.12.2001 US
10/171,572 17.06.2002 US
Title (EN) PROCESS FOR DETERMINING A CONFIDENCE FACTOR FOR INSURANCE UNDERWRITING SUITABLE FOR USE BY AN AUTOMATED SYSTEM
(FR) PROCEDE PERMETTANT DE DETERMINER UN FACTEUR DE CERTITUDE POUR LA SOUSCRIPTION D'UNE ASSURANCE ADAPTE A L'UTILISATION D'UN SYSTEME AUTOMATIQUE
Abstract: front page image
(EN)A process for determining the confidence factor for an insurance application underwriting decision (1200) comprising: identifying at least one internal parameter (1210) that may affect the probability of misclassification of the insurance application, estimating the conditional probability of misclassification (1220) for the at least one identified parameter, translating the conditional probability of misclassification (1230) into a soft constraint for the at least one parameter, and defining a run-time function (1240) to evaluate the confidence threshold based on the soft constraint.
(FR)L'invention concerne un procédé d'évaluation de prise de décision d'un procédé et d'un système pour la souscription au moins partielle de polices d'assurance. L'affectation d'une proposition d'assurance à une catégorie de souscription est basée sur sa similarité avec des propositions d'assurance antérieures. Le facteur de certitude calculé donne une indication de l'exactitude de la décision d'une proposition d'assurance donnée.
Designated States: AE, AG, AL, AM, AT, AU, AZ, BA, BB, BG, BR, BY, BZ, CA, CH, CN, CO, CR, CU, CZ, DE, DK, DM, DZ, EC, EE, ES, FI, GB, GD, GE, GH, GM, HR, HU, ID, IL, IN, IS, JP, KE, KG, KP, KR, KZ, LC, LK, LR, LS, LT, LU, LV, MA, MD, MG, MK, MN, MW, MX, MZ, NO, NZ, OM, PH, PL, PT, RO, RU, SD, SE, SG, SK, SL, TJ, TM, TN, TR, TT, TZ, UA, UG, UZ, VN, YU, ZA, ZM, ZW.
African Regional Intellectual Property Organization (GH, GM, KE, LS, MW, MZ, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, IE, IT, LU, MC, NL, PT, SE, SI, SK, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG).
Publication Language: English (EN)
Filing Language: English (EN)