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1. (WO2002033669) SYSTEM FOR PAYMENT DATA EXCHANGE AND PAYMENT TERMINAL DEVICE USED THEREIN
Latest bibliographic data on file with the International Bureau   

Pub. No.: WO/2002/033669 International Application No.: PCT/IB2000/001495
Publication Date: 25.04.2002 International Filing Date: 18.10.2000
Chapter 2 Demand Filed: 18.02.2002
IPC:
G06Q 20/00 (2012.01) ,G07F 7/10 (2006.01) ,H04M 1/215 (2006.01) ,H04W 4/24 (2009.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
G PHYSICS
07
CHECKING-DEVICES
F
COIN-FREED OR LIKE APPARATUS
7
Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
08
by coded identity card or credit card
10
together with a coded signal
H ELECTRICITY
04
ELECTRIC COMMUNICATION TECHNIQUE
M
TELEPHONIC COMMUNICATION
1
Substation equipment, e.g. for use by subscribers
02
Constructional features of telephone sets
21
Combinations with auxiliary equipment, e.g. with clocks or memoranda pads
215
by non-intrusive coupling means, e.g. acoustic couplers
H ELECTRICITY
04
ELECTRIC COMMUNICATION TECHNIQUE
W
WIRELESS COMMUNICATION NETWORKS
4
Services or facilities specially adapted for wireless communication networks
24
Accounting or billing
Applicants:
PAVLIC, Bogdan [SI/SI]; SI (UsOnly)
POLUTNIK, Aleksander [SI/SI]; SI (UsOnly)
ULTRA PROIZVODNJA ELEKTRONSKIH NAPRAV D.O.O. [SI/SI]; Cesta Otona Zupancica 23a 1410 Zagorje, SI (AllExceptUS)
Inventors:
PAVLIC, Bogdan; SI
POLUTNIK, Aleksander; SI
Priority Data:
Title (EN) SYSTEM FOR PAYMENT DATA EXCHANGE AND PAYMENT TERMINAL DEVICE USED THEREIN
(FR) SYSTEME D'ECHANGE DE DONNES DE PAIEMENT ET TERMINAL DE PAIEMENT UTILISE
Abstract:
(EN) Disclosed is a system for payment data exchange comprising a payment terminal device 10 for coupling to a point of sale device and to a mobile phone 14, an authorisation centre 1 for coupling to a mobile voice network (5) and to a financial information system, the mobile phone (14) for coupling to the mobile voice network (5) and to the payment terminal device (10). The payment data exchange is performed from the payment terminal device (10) via the mobile phone (14) and the mobile voice network (5) to the authorisation centre (1) and, vice versa, from the authorisation centre via the mobile voice network and the mobile phone to the payment terminal device, wherein the payment data are transferred between the payment terminal device (10) and the mobile phone (14) on voice information.
(FR) L'invention concerne un système d'échange de données de paiement, comprenant un terminal de paiement (10) conçu pour être relié à un dispositif de point de vente et à un téléphone mobile (14), un centre d'autorisation (1) conçu pour être relié à un réseau téléphonique mobile (5) et à un système d'information financière, et le téléphone mobile (14) étant conçu pour être relié au réseau téléphonique mobile (5) et au terminal de paiement (10). L'échange de données de paiement est exécuté depuis le terminal de paiement (10) via le téléphone mobile (14) et le réseau téléphonique mobile (5) vers le centre d'autorisation (1) et, inversement, depuis le centre d'autorisation via le réseau téléphonique mobile et le téléphone mobile vers le terminal de paiement. Dans ce système, les données de paiement sont transférées entre le terminal de paiement (10) et le téléphone mobile (14) à l'aide des informations de données vocales.
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Designated States: AE, AG, AL, AM, AT, AU, AZ, BA, BB, BG, BR, BY, BZ, CA, CH, CN, CR, CU, CZ, DE, DK, DM, DZ, EE, ES, FI, GB, GD, GE, GH, GM, HR, HU, ID, IL, IN, IS, JP, KE, KG, KP, KR, KZ, LC, LK, LR, LS, LT, LU, LV, MA, MD, MG, MK, MN, MW, MX, MZ, NO, NZ, PL, PT, RO, RU, SD, SE, SG, SI, SK, SL, TJ, TM, TR, TT, TZ, UA, UG, US, UZ, VN, YU, ZA, ZW
African Regional Intellectual Property Organization (ARIPO) (GH, GM, KE, LS, MW, MZ, SD, SL, SZ, TZ, UG, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (EPO) (AT, BE, CH, CY, DE, DK, ES, FI, FR, GB, GR, IE, IT, LU, MC, NL, PT, SE)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GW, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)