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1. (WO2001084417) METHOD AND SYSTEM FOR PROCESSING FINANCIAL INSTRUMENT DEPOSITS PHYSICALLY REMOTE FROM A FINANCIAL INSTITUTION

Pub. No.:    WO/2001/084417    International Application No.:    PCT/US2000/026309
Publication Date: Nov 8, 2001 International Filing Date: Sep 25, 2000
IPC: G07F 19/00
Applicants: ZIONS BANCORPORATION
Inventors: BUCHANAN, Danne
TITUS, William, Ronald
Title: METHOD AND SYSTEM FOR PROCESSING FINANCIAL INSTRUMENT DEPOSITS PHYSICALLY REMOTE FROM A FINANCIAL INSTITUTION
Abstract:
A system that includes computer hardward, computer software, apparatus, and methodology that enables individuals, businesses, and all types of organizations (both for profit and non-profit) to capture and securely transmit check images (including, but not limited to, personal checks, business checks, travelers checks, money orders, merchant coupons, food coupons, line of credit checks, etc.), deposit information, and other information from remote locations (i.e., locations that could include the financial institution's remote locations, other financial institution's locations, businesses, private residences, etc.), for the purpose of having those checks credited to the depositing individual's or organizations's bank account(s) and having the check images (and/or physical checks) entered into the bank check clearing channels for ultimate delivery to the marker bank for payment out of the marker's account.