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1. WO1997030543 - METHOD TO ARRANGE A PAYMENT SERVICE IN A TELECOMMUNICATIONS NETWORK

Publication Number WO/1997/030543
Publication Date 21.08.1997
International Application No. PCT/FI1997/000075
International Filing Date 07.02.1997
Chapter 2 Demand Filed 07.08.1997
IPC
H04M 15/00 2006.01
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
MTELEPHONIC COMMUNICATION
15Arrangements for metering, time-control or time-indication
H04Q 3/00 2006.01
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
QSELECTING
3Selecting arrangements
CPC
G06Q 20/02
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
02involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
G06Q 20/12
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
08Payment architectures
12specially adapted for electronic shopping systems
H04M 15/00
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
MTELEPHONIC COMMUNICATION
15Arrangements for metering, time-control or time indication ; ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
H04M 15/68
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
MTELEPHONIC COMMUNICATION
15Arrangements for metering, time-control or time indication ; ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
68Payment of value-added services
H04M 2215/0196
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
MTELEPHONIC COMMUNICATION
2215Metering arrangements; Time controlling arrangements; Time indicating arrangements
01Details of billing arrangements
0196Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
H04Q 2213/1313
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
QSELECTING
2213Indexing scheme relating to selecting arrangements in general and for multiplex systems
1313Metering, billing
Applicants
  • TELECOM FINLAND OY [FI]/[FI] (AllExceptUS)
  • ÄRMÄNEN, Matti [FI]/[FI] (UsOnly)
Inventors
  • ÄRMÄNEN, Matti
Agents
  • LAHTI, Heikki
Priority Data
96074619.02.1996FI
Publication Language English (EN)
Filing Language Finnish (FI)
Designated States
Title
(EN) METHOD TO ARRANGE A PAYMENT SERVICE IN A TELECOMMUNICATIONS NETWORK
(FR) PROCEDE PERMETTANT D'ORGANISER DES SERVICES A PEAGE DANS UN RESEAU DE TELECOMMUNICATIONS
Abstract
(EN)
The object of the invention is a method to arrange a real-time payment service in a telenetwork, in which method a chargeable service to be offered via a telenetwork is charged directly from a customer in real-time. The method has been arranged to be implemented in a telenetwork, as a part of which exists an intelligent network (9), which includes a service switching centre (10), to which the customer's call is directed and where the offered chargeable service is identified based on the service number. According to the invention, the connection of the service switching centre (10) of the intelligent network (9) is adapted to include a payment service unit (15), by means of which is identified the customer calling the service number and a price of the service is determined. The payment service centre (15) is adapted to function as a payment terminal such that account informations or the like of the customer and the service provider and price information of the service are transmitted to a payment service in a dedicated network (17) connected to the telenetwork, in which payment service the transaction is effected such that based on the price information relating to the service from the customer's account the monetary transaction is transferred directly to the account specified by the service provider when the service call is made.
(FR)
La présente invention, qui concerne un procédé permettant d'organiser des services à péage en temps réel dans un réseau de télécommunications, consiste à imputer à un client, directement et en temps réel, un service à péage proposé via un réseau de télécommunications. Ce procédé a été structuré de façon à pouvoir être mis en oeuvre, dans un réseau de télécommunications, pourvu d'un réseau intelligent (9) comportant un centre de commutation des services (10) auquel aboutissent les appels clients, et au niveau duquel les services à péage proposés sont identifiés par un numéro de référence de service. Selon l'invention, la structure de la connexion du centre de commutation des services (10) permet d'inclure un module des services à péage (15) au moyen duquel, non seulement on identifie le client appelant le numéro de référence de service, mais aussi on détermine le prix du service. La structure du central des services à péage (15) lui permet de fonctionner comme terminal de paiement où les informations, se rapportant non seulement au compte ou similaire concernant le client, mains aussi au prestataire de service et enfin au prix du service, sont transmises à un service de paiement abonné à un réseau spécialisé (17) connecté au réseau de télécommunications. Au niveau du service de paiement, les transactions sont menées de façon à effectuer un virement directement du compte du client sur le compte spécifié par le prestataire de service lors de l'exécution de l'appel de service, le montant du virement étant calculé d'après les informations de prix se rapportant au service.
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