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1. (WO1997017678) A SYSTEM, A METHOD AND AN APPARATUS FOR PERFORMING AN ELECTRIC PAYMENT TRANSACTION IN A TELECOMMUNICATION METWORK
Latest bibliographic data on file with the International Bureau

Pub. No.: WO/1997/017678 International Application No.: PCT/FI1996/000597
Publication Date: 15.05.1997 International Filing Date: 05.11.1996
Chapter 2 Demand Filed: 21.05.1997
IPC:
G07F 7/08 (2006.01) ,G06F 13/00 (2006.01) ,G06Q 20/00 (2012.01)
G PHYSICS
07
CHECKING-DEVICES
F
COIN-FREED OR LIKE APPARATUS
7
Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
08
by coded identity card or credit card
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
F
ELECTRIC DIGITAL DATA PROCESSING
13
Interconnection of, or transfer of information or other signals between, memories, input/output devices or central processing units
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
Applicants:
NOKIA TELECOMMUNICATIONS OY [FI/FI]; Keilalahdentie 4 FIN-02150 Espoo, FI (AllExceptUS)
HANNULA, Antti [FI/FI]; FI (UsOnly)
KARI, Hannu [FI/FI]; FI (UsOnly)
Inventors:
HANNULA, Antti; FI
KARI, Hannu; FI
Agent:
OY KOLSTER AB; Iso Roobertinkatu 23 P.O. Box 148 FIN-00121 Helsinki, FI
Priority Data:
95535407.11.1995FI
Title (EN) A SYSTEM, A METHOD AND AN APPARATUS FOR PERFORMING AN ELECTRIC PAYMENT TRANSACTION IN A TELECOMMUNICATION METWORK
(FR) SYSTEME, PROCEDE ET APPAREIL PERMETTANT D'EFFECTUER UNE TRANSACTION DE PAIEMENT ELECTRONIQUE DANS UN RESEAU DE TELECOMMUNICATIONS
Abstract:
(EN) The invention relates to methods and apparatuses for performing electronic payment transactions between a terminal equipment (100) in a telecommunication network and the other transacting party (1, 2, .., N). The invention utilizes a special payment service gateway (10) through which all the payment transactions of the terminal equipments in the telecommunication network are routed. The payment service gateway allows the parties of the payment transaction to support different electronic payment protocols (A, B, .., X) and performs the required protocol conversions so as to provide an end-to-end transaction.
(FR) La présente invention se rapporte à des procédés et à des appareils permettant d'effectuer des transactions de paiements électroniques entre un équipement terminal (100) d'un réseau de télécommunications et un autre équipement participant à la transaction (1, 2, ..., N). L'invention utilise une passerelle spéciale (10) de service paiement à travers laquelle sont acheminées toutes les transactions des équipements terminaux du réseau de télécommunication. Cette passerelle du service paiement permet aux équipements participant à la transaction de paiement de prendre en charge différents protocoles de paiement électronique (A, B, .., X) et elle exécute les conversions de protocoles requises dans le but d'assurer une transaction de bout-en-bout.
Designated States: AL, AM, AT, AU, AZ, BA, BB, BG, BR, BY, CA, CH, CN, CU, CZ, DE, DK, EE, ES, FI, GB, GE, HU, IL, IS, JP, KE, KG, KP, KR, KZ, LC, LK, LR, LS, LT, LU, LV, MD, MG, MK, MN, MW, MX, NO, NZ, PL, PT, RO, RU, SD, SE, SG, SI, SK, TJ, TM, TR, TT, UA, UG, US, UZ, VN
African Regional Intellectual Property Organization (ARIPO) (KE, LS, MW, SD, SZ, UG)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (AT, BE, CH, DE, DK, ES, FI, FR, GB, GR, IE, IT, LU, MC, NL, PT, SE)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)