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1. WO1996005576 - CREDIT DOCUMENT CONNECTED TO A DOCUMENT OR CUSTOMISED CARD, INDEPENDENT CUSTOMISED CREDIT CARD AND ASSOCIATED ISSUANCE AND VALIDATION EQUIPMENT

Publication Number WO/1996/005576
Publication Date 22.02.1996
International Application No. PCT/IT1994/000135
International Filing Date 10.08.1994
Chapter 2 Demand Filed 10.11.1995
IPC
G07C 9/00 2006.01
GPHYSICS
07CHECKING-DEVICES
CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
9Individual registration on entry or exit
G07F 7/12 2006.01
GPHYSICS
07CHECKING-DEVICES
FCOIN-FREED OR LIKE APPARATUS
7Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
08by coded identity card or credit card
12Card verification
CPC
G06Q 20/042
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
04Payment circuits
042characterized in that the payment protocol involves at least one cheque
G06Q 20/341
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
34using cards, e.g. integrated circuit [IC] cards or magnetic cards
341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
G07C 9/257
GPHYSICS
07CHECKING-DEVICES
CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
9Individual registration on entry or exit
20involving the use of a pass
22in combination with an identity check of the pass holder
25using biometric data, e.g. fingerprints, iris scans or voice recognition
257electronically
G07F 7/08
GPHYSICS
07CHECKING-DEVICES
FCOIN-FREED OR LIKE APPARATUS
7Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
08by coded identity card or credit card ; or other personal identification means
G07F 7/125
GPHYSICS
07CHECKING-DEVICES
FCOIN-FREED OR LIKE APPARATUS
7Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
08by coded identity card or credit card ; or other personal identification means
12Card verification
125Offline card verification
Applicants
  • PRIMA OFFICINA CARTE VALORI TURATI LOMBARDI & C.S.P.A. [IT/IT]; Viale Lombardia, 25 I-20056 Trezzo Sull'Adda, IT (AllExceptUS)
  • BOZZO, Ferdinando [IT/AT]; AT (UsOnly)
Inventors
  • BOZZO, Ferdinando; AT
Agents
  • LECCE, Giovanni; Via Gaetano Negri, 10 I-20123 Milan, IT
Priority Data
Publication Language English (EN)
Filing Language English (EN)
Designated States
Title
(EN) CREDIT DOCUMENT CONNECTED TO A DOCUMENT OR CUSTOMISED CARD, INDEPENDENT CUSTOMISED CREDIT CARD AND ASSOCIATED ISSUANCE AND VALIDATION EQUIPMENT
(FR) DOCUMENT DE CREDIT ASSOCIE A UNE CARTE OU A UN DOCUMENT PERSONNALISE, CARTE DE CREDIT INDEPENDANTE PERSONNALISEE ET EQUIPEMENT D'EMISSION ET DE VALIDATION ADAPTE
Abstract
(EN)
A credit document (10) connected to a customised document or card (22) is formed of a watermarked paper support (12) with at least one dotted safety coding in linear and cryptographic form on the basis of a key consisting of an individual code. The customised document or card (22) incorporates a microchip for the memorisation of the identification code and of at least one mathematical expression which transcodifies the fingerprint of one or more fingers of the applicant. The equipment for formation of the customised document or card (22), the credit documents (10) and related validation comprises a scanner (28, 38, 38') for taking said fingerprints, compared with those of the owner of the customised document or card (22) upon issuance of the document and during use at the sales points. The watermarked paper support (12) exhibits one or more with copper-plate engraving print reliefs measured by a micrometric sensor (44) integrated in the validation equipment. A customised credit card calls for memorisation of the same parameters transcodified in the related microchip.
(FR)
Un document de crédit (10) associé à une carte ou à un document personnalisé (22) est constitué d'un support en papier filigrané (12) avec au moins un code de sécurité en pointillé et linéaire, codé au moyen d'une clé constituée d'un code individuel. La carte ou le document personnalisé (22) comporte une microplaquette pour la mémorisation du code d'identification et au moins une expression mathématique qui met sous forme codée les empreintes digitales d'un ou de plusieurs doigts de l'utilisateur. L'équipement pour la réalisation de la carte ou du document personnalisé (22) et des documents de crédit (10) et pour l'exécution des validations appropriées comprend un scanneur (28), (38), (38') pour prendre les empreintes en question, les comparer avec celles du propriétaire de la carte ou du document personnalisé (22) à l'émission du document et durant l'utilisation aux points de vente. Le support (12) en papier filigrané comporte un ou plusieurs reliefs obtenus avec une plaque gravée en cuivre, qui sont mesurés par un détecteur micrométrique (44) faisant partie de l'équipement de validation. Dans le cas de cartes de crédit personnalisées, on mémorise les mêmes paramètres que ceux codés précédemment dans la microplaquette.
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