US20220101427 SYSTEMS AND METHODS FOR SECURED FUND ALLOCATION AND PROVISION

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United States of America

Application Number 17039966

Application Date 30.09.2020

Publication Number 20220101427

Publication Date 31.03.2022

Publication Kind A1

IPC

CPC

Applicants GreenSky Software,LLC

Inventors David Zalik
Stefan Woulfin
Kyle Cochran
Matthew Baxter
Chris Parks
Joshua Melcher
Rahul Kulkami
Guhan Raaghavan
Paul Anderson
Paul Rafferty
Timothy Kaliban
Michael Schuman
William Still

Title

(EN) SYSTEMS AND METHODS FOR SECURED FUND ALLOCATION AND PROVISION

Abstract

(EN)

In an example implementation, a method includes receiving, at a computing device, borrower information and requested financing plan information. Likewise, a method includes outputting at least a portion of the received information to a second computing device and, after receiving an indication of a decision denying the requested financing plan, outputting at least a portion of the received information to a computing device associated with a lender and confirming, to a computing device associated with a borrower or a merchant that the information has been sent to the lender.

G	PHYSICS
06	COMPUTING; CALCULATING OR COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40	Finance; Insurance; Tax strategies; Processing of corporate or income taxes
02	Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking

G	PHYSICS
06	COMPUTING; CALCULATING OR COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40	Finance; Insurance; Tax strategies; Processing of corporate or income taxes
02	Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40	Finance; Insurance; Tax strategies; Processing of corporate or income taxes
02	Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking
025	Credit processing or loan processing, e.g. risk analysis for mortgages

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40	Finance; Insurance; Tax strategies; Processing of corporate or income taxes
02	Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking
025	Credit processing or loan processing, e.g. risk analysis for mortgages

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