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The present invention provides a user terminal and a radio communication method, whereby data communication processes can be performed adequately even when downlink control channels that are different from those of existing LTE systems are configured. A user terminal has a receiving section that receives downlink control information, which is transmitted via a downlink control channel in a control resource set configured in a predetermined resource block, and a control section that controls receipt of downlink data scheduled in a predetermined frequency field, based on the downlink control information, and the downlink data is allocated over the predetermined frequency field from the same time location, or allocated to the predetermined frequency field from varying time locations.