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1. IN202047038079 - FINANCIAL TRANSACTION CONTROL SYSTEM, APPLICATION THEREFOR, AND FINANCIAL TRANSACTION CONTROL METHOD

Office
India
Application Number 202047038079
Application Date 03.09.2020
Publication Number 202047038079
Publication Date 18.09.2020
Publication Kind A
IPC
G06Q 20/34
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
34using cards, e.g. integrated circuit cards or magnetic cards
Applicants MATSUNAGA Chikara
Inventors MATSUNAGA Chikara
Priority Data PCT/JP2017/039703 02.11.2017 JP
Title
(EN) FINANCIAL TRANSACTION CONTROL SYSTEM, APPLICATION THEREFOR, AND FINANCIAL TRANSACTION CONTROL METHOD
Abstract
(EN)
[Problem] To provide a financial transaction control system that makes it possible to prevent unauthorized use via skimming or identity fraud by a third party in financial transactions such as use of credit and use of debit. [Solution] A financial transaction control system in which an open passcode and a close passcode are set and registered in a financial transaction processing application file generated for each user account. Authentication of an open passcode transmitted by a user terminal is required in processing for opening a financial transaction processing application file, and when financial transaction information is subsequently received from a financial transactor and editing processing for editing the financial transaction information in the financial transaction processing application file is performed, an approval request regarding the financial transaction information is transmitted to the user terminal, the financial transaction control system waits for a reply including approval information, and after authentication of a close passcode included in the approval information included in the reply, processing for handing over financial transaction processing data to a payment management system and processing for closing the financial transaction processing application file are performed.