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1. (EP2476087) PAYMENT SYSTEM, ACQUISITION SYSTEM FOR A PLURALITY OF PAYMENT PROCESSES

Pub. No.:    2476087    International Application No.:    10752728
Publication Date: Thu Jul 19 01:59:59 CEST 2012 International Filing Date: Sat Sep 04 01:59:59 CEST 2010
IPC: G06F 21/31
G06Q 20/00
Applicants: LATERPAY GMBH
Inventors: ENE COSMIN-GABRIEL
Title: PAYMENT SYSTEM, ACQUISITION SYSTEM FOR A PLURALITY OF PAYMENT PROCESSES
Abstract:
The present application relates to payment systems. The application proposes creating a payment system that makes it easier to pay very small amounts of money and makes the payment more secure for the user. For this purpose, a payment system for at least one online shop is provided, wherein the payment system comprises: - an identification device for detecting at least one identification number of a purchaser system; - an interface device for receiving and confirming debit orders from the at least one online shop, wherein the posting orders contain information regarding a posting amount to be paid to the online shop; - a storage device for storing the debit orders in connection with the associated identification numbers; - a processing device, which is designed in such a way that the processing device monitors the total amount of the posting amounts with regard to the identification number and, after a preset time interval and/or if a preset value of the total amount is exceeded, requests that a user of the purchaser system register in order to pay at least part of the total amount.