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1. (CN1202287) Wireless transation and information system

Office : China
Application Number: 96198269.1 Application Date: 12.11.1996
Publication Number: 1202287 Publication Date: 16.12.1998
Publication Kind : A
Prior PCT appl.: Application Number:PCTUS9617902 ; Publication Number:9718653 Click to see the data
IPC:
H04L 9/00
H ELECTRICITY
04
ELECTRIC COMMUNICATION TECHNIQUE
L
TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
9
Arrangements for secret or secure communication
CPC:
G07F 19/20
G06Q 20/04
G06Q 20/105
G06Q 20/18
G06Q 20/32
G06Q 20/367
G06Q 20/4012
G06Q 40/06
G07F 19/204
G07F 19/211
H04L 9/3226
H04L 9/3234
H04L2209/56
H04L2209/80
Applicants: Transaction Technology, Inc.
交易技术公司
Inventors: Joseph C. Kawan
约瑟夫·C·卡万
Agents: zuo mengkun
隆天国际专利商标代理有限公司
Priority Data: 08558091 13.11.1995 US
Title: (EN) Wireless transation and information system
(ZH) 无线电交易和信息系统
Abstract: front page image
(EN) A financial information and transaction system utilizes wireless communication in connection with portable terminals. In this system, a terminal is connected to the financial institution via a wireless or cellular telephone hook-up. Smart cards are utilized to verify authorization for transactions, thereby minimizing potential security problems which could otherwise result from use of a mobile terminal. Alternatively, a smart card is advantageously utilized not only for authorization, but also to maintain a secure record of available funds. The system not only provides the functionality of an ATM network, but also provides non-financial services, thereby forming an integrated system.
(ZH)

一金融交易和信息系统,使用无线电通讯和可提式终端机,在这个系统中,一终端机是经由一无线电或蜂窝式电话装置来和金融机构连接,智能卡用来作验证交易的授权,因此将可能由使用一移动式终端机而产生的安全问题减至最小,而且,智能卡不仅仅为了授权,而且为了维护可得资金的安全记录,这个系统不只提供了一自动柜员机网络的功能,而且提供非金融服务,因此形成一个集成系统。


Also published as:
EP0872075JP2000500595 CA2236931AU1997010745MYPI 96004705WO/1997/018653