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1. CN110009507 - Insurance transaction processing method and device

Office China
Application Number 201811429305.9
Application Date 27.11.2018
Publication Number 110009507
Publication Date 12.07.2019
Publication Kind A
IPC
G06Q 40/08
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
08Insurance, e.g. risk analysis or pensions
G06Q 40/04
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
04Exchange, e.g. stocks, commodities, derivatives or currency exchange
CPC
G06Q 40/04
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
04Exchange, e.g. stocks, commodities, derivatives or currency exchange
G06Q 40/08
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
08Insurance, e.g. risk analysis or pensions
Applicants ALIBABA GROUP HOLDING LTD.
阿里巴巴集团控股有限公司
Inventors WU JUAN
吴鹃
WANG QI
王琪
YUAN ZICHENG
袁自诚
Agents 北京博思佳知识产权代理有限公司 11415
Title
(EN) Insurance transaction processing method and device
(ZH) 一种保险交易处理方法及装置
Abstract
(EN)
The invention discloses an insurance transaction processing method and device. The insurance transaction processing method comprises: determining an insurance policy generation strategy correspondingto an insurance type according to the insurance type of a target insurance transaction, and the insurance policy generation strategy comprising an insurance policy dimension adopted when the insurancetype generates an insurance policy; according to the insurance policy generation policy, checking whether an insurance policy of the insurance type exists under the insurance policy dimension; underthe condition that the insurance policy does not exist, generating the insurance policy of the insurance type under the insurance policy dimension, and generating a management rule of the insurance policy according to the transaction information of the target insurance transaction; and under the condition that the insurance policy exists, updating a management rule of the insurance policy according to the transaction information of the target insurance transaction so as to manage the target insurance transaction through the insurance policy.

(ZH)
公开了一种保险交易处理方法及装置。一种保险交易处理方法,该方法包括:根据目标保险交易的险种,确定与所述险种对应的保单生成策略,所述保单生成策略包括:所述险种生成保单时采用的保单维度;根据所述保单生成策略,检查所述保单维度下是否已存在所述险种的保单;在不存在保单的情况下,在所述保单维度下生成所述险种的保单,并根据所述目标保险交易的交易信息生成所述保单的管理规则;在已存在保单的情况下,根据所述目标保险交易的交易信息更新所述保单的管理规则,以通过所述保单对所述目标保险交易进行管理。

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