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1. AU2019415786 - Instant money transfer methods and system for implementing same

Office
Australia
Application Number 2019415786
Application Date 24.12.2019
Publication Number 2019415786
Publication Date 02.07.2020
Publication Kind A1
IPC
G06Q 40/02
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
02Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking
CPC
G06Q 20/10
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
08Payment architectures
10specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
Applicants Akcionernoe Obschestvo "Nacional'naya Sistema Platezhnykh Kart"
Inventors


Agents AJ PARK
Priority Data 2018145943 24.12.2018 RU
Title
(EN) Instant money transfer methods and system for implementing same
Abstract
(EN)
The claimed group of inventions relates to information technologies in the financial industry, specifically to automated methods and to a system for carrying out interbank transfers of monetary funds from the bank account of one individual to the bank account of another individual on the basis of a known social identifier of the receiver of the monetary funds, without indication of the client's actual bank account number or details of the client's payment instrument, and also carrying out monetary transfers between two or more of an individual's own bank accounts that are open in various credit institutions, the system of which includes: means of communication between Sender and Receiver, computing systems of the Sender's bank and of the Receiver's bank, a central server component, a payment system and a notification service.